Founder pricing closes April 30 —Claim your seat
Dossier / 01Apr · MMXXVINYC · SF · LDN
500 founder seats
YTD Return
+18.4%
Risk reversal
No fees for 90 days.

Reach your
financial peak.

ARC is the private-banking-grade app for people on their way up. Automated investing, tax-smart moves, and a concierge in your pocket — no wingtips required.

4.9
SIPC + FDIC insured
ScrollPrivate wealth, public cost.

As covered in

12,400+ members · 47 countries

Forbes
TechCrunch
Bloomberg
The Information
Fast Company
WIRED
Wall Street Journal
Product Hunt
Financial Times
Forbes
TechCrunch
Bloomberg
The Information
Fast Company
WIRED
Wall Street Journal
Product Hunt
Financial Times
Best new fintech 2026 — A16Z
Wealthtech breakout — CB Insights
Editor's pick — The App Store
50 to watch — Fortune
Design of the year — Awwwards
Top 1% return — Morningstar
Best new fintech 2026 — A16Z
Wealthtech breakout — CB Insights
Editor's pick — The App Store
50 to watch — Fortune
Design of the year — Awwwards
Top 1% return — Morningstar

02 / How it works

Six quiet engines, one upward arc.

Every feature is built to remove a decision — so the only decision left is what you do with the time we give you back.

Autopilot investing
01

Your portfolio rebalances itself.

Direct-indexed portfolios tailored to your goals, auto-rebalanced every time the market moves. You set the destination — ARC plots the route.

Your portfolio
$482,914.22
▲ +18.4% YTD
JANMARMAYJULSEPNOV
Tax-smart moves
02
$14k
Avg. tax saved / year

Tax-loss harvesting, asset location, and direct-index optimization — all running in the background.

Human concierge
03
Mia K., CFP
Your advisor, on iMessage
"Shifted $8.2k into muni bonds — saves you $312/mo in taxes."
Goals that track themselves
04
Retire at 5062% · $2.4M
Brooklyn brownstone78% · $380k
Sabbatical fund94% · $40k
Alternative assets
05
Private credit
8.2%
target yield
Real estate
6.4%
cap rate
Venture
target multiple

Previously reserved for the $5M-and-up crowd. Now starting at $500.

06 / Protection

SIPC + FDIC insured up to $2.5 million.

See the fine print

03 / The app

Private banking in your pocket. No suit required.

Every screen is built for calm, not dopamine. Open the app to see where you stand — not to doom-scroll candlesticks.

  • Opens in< 300mscold start
  • Data freshness1slive prices
  • Biometric lockFace + passkeyhardware-grade
  • Apple WatchNativewith complications
Good morning
Alex
ARC
Net worth
$482,914
+$12,402 this month
Recent moves
  • Tax-loss harvest
    MSFT → VTI
    +$312
  • Auto-invest
    Growth 80/20
    −$500
  • Rebalance
    Bonds +2%
    +$1.2k
Time saved
~47 hrs / yr
Tax saved this quarter: $3,412

04 / The receipts

Numbers that compound quietly.

01 / Assets under management
$2.1B
and climbing
02 / Members earning, globally
12,400+
47 countries
03 / Avg. member return, '25
+18.4%
vs. S&P +9.8%
04 / Avg. tax saved / member
$14,120
per year
Live
ARC/AUM$2.1B+0.42%
VTI$248.32+1.12%
QQQ$512.08+0.83%
MUNI-I$104.22+0.04%
10Y TSY4.18%−0.02%
BTC$87,412+2.31%
GOLD$2,412+0.18%
ARC/AUM$2.1B+0.42%
VTI$248.32+1.12%
QQQ$512.08+0.83%
MUNI-I$104.22+0.04%
10Y TSY4.18%−0.02%
BTC$87,412+2.31%
GOLD$2,412+0.18%

05 / Members

Built for the ones going up.

ARC did in 20 minutes what my old advisor couldn't do in 20 months. I finally understand my money — and it's finally working as hard as I am.
Jordan W.
Designer, ex-Airbnb
Outcome
+$48k
net worth, 11 months
The tax-loss harvesting alone paid for 4 years of my membership. I sleep better knowing a professional is watching.
Priya R.
Founder, Marble Labs
$11,240
saved in taxes
Every other app wanted to turn me into a day trader. ARC wants to turn me into a rich old person. I'm into it.
Marcus O.
Staff Eng, Linear
+22.4%
YTD return
My parents hired a wealth manager at 45. I got ARC at 28. The math says I'll catch them by the time I'm 40.
Tomás G.
Partner, Rune Capital
$2.4M
projected by 50
I used to dread opening my finance apps. ARC is the first one I actually look forward to checking.
Ayla K.
Architect, SHoP
9 min
avg. time in-app

06 / Pricing

Pay less than one latte a week.

Transparent, flat fees. No AUM tax, no front-loaded commissions, no dusty trust departments. Cancel any month — keep everything you've built.

Starter
For the first steps of your arc.
$0forever
  • Automated direct-indexing
  • Tax-loss harvesting
  • Goal tracking (up to 3)
  • In-app education library
  • SIPC + FDIC coverage
Start free
Most members
Private
For people building their first million.
$19/ month
  • Everything in Starter
  • Human CFP on iMessage
  • Private credit + real estate
  • Advanced tax strategy
  • Estate & trust planning
  • Unlimited goals
Start your arc
Concierge
For the ones already there.
$79/ month
  • Everything in Private
  • Dedicated advisor team
  • Complex K-1 tax handling
  • Venture & hedge allocations
  • Quarterly white-glove review
  • Private member events
Talk to concierge
90-day full refund
Not for you? We'll return every dollar — no form, no call.
Your money stays yours
Held at Apex Clearing + Deutsche Bank. We never touch principal.
Founder-locked pricing
Price stays the same for 10 years. Even as features grow.

07 / Questions

The awkward questions, answered.

The ones your old advisor never wanted you to ask. We put them first.

Ask us anything

08 / Start here

Your first million doesn't build itself.

Join the 12,400+ members already compounding quietly. Takes 3 minutes to sign up. Zero cost. Zero commitments.

By signing up you agree to our Terms. We never share your data.

SIPC + FDIC up to $2.5MSEC-registered advisorSOC 2 Type IIGDPR + CCPA